The £2.75 million refinancing package will also allow the cruise agency to strengthen its head office team in Chorley.
Panache, which was founded in 2020 and already has an office in the US, hopes to open its proposed new international outposts during the first half of 2026.
It follows a near two-thirds jump in turnover to £41 million over the past 12 months, with the business claiming it is on course to achieve £50 million revenue by the end of its 2025/26 financial year next May.